Blog

St. Paul Winter Carnival

January 25th, 2012 \\ Blog

Its that time of year again, whats your favorite part of the St. Paul Winter Carnival? Click the link to find out whats happening when. www.winter-carnival.com/

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Keeping you home warm during cold winter days

January 19th, 2012 \\ Blog, News \\ Tagged: , ,

Although this winter has been mild the last few days have reminded us yes it still will eventually get cold. long periods of frigid nights and daytime temperatures of single digit highs can greatly affect your home heating usage. Here are a few simple solutions to reduce having the furnace run consistently. – Turn down [...]

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5 Tips to Impress Home Buyers

January 17th, 2012 \\ Blog, News, Short Sales \\ Tagged: , ,

Selling your home? Here are a few quick tips to help catch the attention of prospective buyers. 1. Lighten up- A bright home appears to be more welcoming then one then a dark one. Taking down drapes, using light colored lampshades, and even replacing florescent bulbs with brighter incandescents. 2. Satisfy their sense of smell- [...]

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How short sales save credit & time

January 5th, 2012 \\ Blog \\ Tagged: , ,

Selling your home as a short sale can not only save valuable credit score points but also reduce the time frame in which you can once again purchase a home. A successful short sale may lower your credit score as little as 50 points. This drop in credit score can also be brief, credit can [...]

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Why are the banks taking so long to approve short sales?

September 27th, 2011 \\ Blog \\ Tagged: , ,

One would wonder.  2008 it could take 6 months to a year.  2009 they did get a little better with about a 3 month turn around time.  2010 wow 30-45 days.  2011 back to 60-90+ days.  It will take longer if there is mortgage insurance involved, however the banks say it is because they are [...]

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What to do this weekend?

September 23rd, 2011 \\ Blog \\ Tagged: ,

Italian fest on Harriet Island begins today.  I love, love, love italian food so i am very excited. I’m sure there is more to do then eat but that would be my top priotity.   How about you?

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Who pays the fees in a short sale?

September 20th, 2011 \\ Blog, Foreclosures, Short Sales \\ Tagged: , , , ,

The sellers mortgage company pays the fees in a short sale.  They will pay upto 6% in realtor commissions and the sellers closing costs.  All costs have to be approved by the sellers mortgage company.  Some agents may charge additional fees that are not covered by the sellers mortgage company.  In addition most Real Estate [...]

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Home buying tips

September 19th, 2011 \\ Blog, Foreclosures, Short Sales \\ Tagged: , , , ,

There are a slew of different first time home buyer programs out there that will help with their down payment.  There are also fix up loans that will give you a low interest rate to be able to have the funds to improve the property.  FHA is the cheapest way to get into a property [...]

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Vikings game or Twins game?

September 16th, 2011 \\ Blog \\ Tagged: , , , , ,

Both the Vikings and the Twins are playing at the same time Sunday.  Which one are your going to watch? Or be at? I’m going with the Vikings, lets see if they can win their first home game!  Go Vikes

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Helping clients through difficult times

September 15th, 2011 \\ Blog \\ Tagged: , , ,

Short sales are not an easy task.  They prove to be very time consuming on the realtor, buyer and seller.  The seller is in a position of trying to do the best thing for themselves and the mortgage companies involved.  However, the mortgage companies do not make it easy on them.  Short sale sellers are [...]

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